I always prepared for life after football when I was a student at Clemson University. The future was unknown and I most certainly didn’t realize I would spend five years in the National Football League.
As my career in the NFL progressed, I continued to have conversations with my teammates about money and I realized how much I enjoyed it. This led to the realization of a problem within the financial planning industry…almost every time one of my teammates or I spoke with a financial advisor, we were unsatisfied with the meeting. Remember the transparency aspects from before?
The reality is, most people in this industry are trying to sell a product. My personal experience with these conversations involved someone not truly understanding my unique situation. They were hyper focused in explaining why I needed to buy a stock, mutual fund, or life insurance product.
These “advisors” weren’t authentically interested in my financial well-being or future family’s, for that matter.
Because of my own experience, I focus on a process instead of a product.
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